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Help me with these pleeasee (complete the 2 possible endings to these situations with the appropriate form of the verbs in brackets)

1. If I hadn't let my daughter borrow the car,
a I....... to lend it to you today.
b she....... to get to her interview last week.
(be able/not be able)

2. If I had taken on a replacement secretary,
a I....... out this report now.
b I....... myself a lot of time and effort.
(not type/save)

3. If the finance minister had been a little more competent,
a the stock market...... a nosedive.
b the country....... in a better economic situation than it is at present.
(not take/be)